Finance

How does it work?

Add the products you want to the cart and select 'Duologi' at checkout. The minimum order amount is £239.

Once you have placed your order complete the online application form on the next page. It takes 30 seconds to find out your result.

If prompted, complete the ID verification, review and sign your agreement with the lender electronically.

Once you’ve signed, we’ll deliver the goods to your preferred delivery address.

Thinking of choosing finance?

Finance is a fantastic way to spread the cost of your purchase. To make it easy we’ve partnered with Duologi whose smart technology lets you apply for and then complete the loan application quickly and entirely online.

First add the items you wish to purchase to your basket. When you reach checkout and choose 'Pay with Duologi'. The quick application form takes no more than a couple of minutes to complete and then you’ll receive an instant decision. 

Check your eligibility

Before you apply please note you will only be considered for finance if you:

  • Are at least 18 years old
  • Are in regular full or part-time employment (minimum 16 hours per week   or £5,000 per annum, unless you are retired and receiving a private     company pension or in receipt of disability allowance)
  • Are a permanent UK resident and have lived in the UK for at least 3 years.
  • Have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies.

Our payment plan options

We offer both interest-free and interest bearing (19.5% APR) options to help you spread the cost of your purchase from between 12 to 60 months. The value of the loan needs to be over £239 with a deposit of 10% of the value of the goods.

0% finance over 12 months
representative example:

Total order value£600
10% deposit£60
Total amount of credit£540
Duration12 months
Representative APR0%
Interest Charged£0
12 monthly payments of£45
Total amount payable£600

19.5% finance over 24 months representative example:

Total order value£600
10% deposit£60
Total amount of credit£540
Duration24 months
Representative APR19.5%
Interest Charged£106.71
24 monthly payments of£26.95
Total amount payable£706.71

Paying with finance

Simply add the purchases to your basket and select Duologi at checkout. You’ll then be taken to the application form, which takes just a few minutes to complete.
Take a look at our products available with finance and shop now > 

Finance decision

Your application will be assessed based on various factors including eligibility, credit history and affordability and Duologi will let you know the outcome of their decision in just a few seconds. It’s important to know that when applying for finance a hard credit check is made and this is recorded on your credit file.

Once approved, you just need to digitally sign your credit agreement, pay your deposit and then wait for your order to arrive.

In a very few cases, your application may be referred to a lender for manual underwriting. In such cases you’ll be notified by email of the credit decision within 24 hours. If you’re not approved for finance it could be for a variety of reasons. You should gain a copy of your credit file and this will be able to give you more information.
 

Repaying the loan

Your first direct debit payment will be taken about 30 days after you have received your purchase. This will show on your statement as a payment to Specialist Lending Ltd. You have the right to repay all or part of the loan early at any time..
 

Cancellation

There is a 14-day cooling off period where you can withdraw from the credit agreement after signing your documents. If you wish to do this, you need to notify Duologi.

A finance agreement does not affect our standard refund and returns policy. Just contact us and we can cancel your application and Duologi will refund your deposit. They will let you know of any outstanding balance if applicable.
 

Duologi is a trading name of Specialist Lending Ltd. They are registered in England and Wales (company number 10664999) and authorised and regulated by the Financial Conduct Authority (register number 774712). For more information please go to www.Duologi.com/faq or visit www.Duologi.com